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These coats typically fell below the knee, which meant if the wearer had a dress on, it would be fully covered and protected

Alterations, accessories, and potential rush fees are often not included in the dress price and should be budgeted for separately

While you want to stay away from baggy or shapeless garments, a shift dress is the one exception to the rule

Pick an oversized plaid flannel or cotton shacket and leave it completely unbuttoned so it hangs straight

"There's a little more flexibility with the tie these dayslike when wearing a turtleneck underneath a sports coat or blazer, or if it's the summertimebut traditionally, cocktail attire means a tie," says Hurwitz

Expect an initiation fee of $25,000-$80,000 (depending on timing and tier) and annual dues of $10,000-$30,000